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ISO Partner Program

Build a processing portfolio that pays you every month.

As a Rate Tracker ISO Partner, you board and manage your own merchant accounts and earn residual on the volume they process. Set your monthly residual goal and see the exact accounts and weekly activity it takes to get there.

◆ OPERATOR TIER · $20K target in 13 months
Residual per account~$150/mo
Time horizon13 months
Close rate assumed1 in 5
134
Active accounts that fund your goal
~11/mo
New accounts to board to stay on pace
13–17
Qualified prospects to source weekly
40
Merchants to keep on your hot list
Objective

Grow the monthly residual on your ISO book over the next 13 months by boarding quality merchant accounts and running a consistent, trackable prospecting cadence. This plan turns the residual number you want into the accounts and weekly activity that actually produce it.

Try It Yourself

Reverse-engineer your residual

Drag the slider to set any monthly residual goal. Watch in real time how many merchant accounts your portfolio needs, and exactly what your weekly prospecting has to look like to get there.

My monthly residual goal
$20,000/mo
$2K$25K$50K$75K$100K
134
Accounts needed
~11/mo
New accounts to board each month (to hit it in 13 months)
13–17
Qualified prospects to source weekly
Operator
Your activity tier at this goal
The Math Behind Your Goal

Where your residual is headed

Projection assumes about $150/month residual per active merchant account. Each milestone translates directly into accounts under management on your ISO book.

Your Personalized Cadence

Weekly activity plan

ActivityYour weekly targetWhy this number
New qualified prospects13–17At a 1-in-5 close rate, this feeds about 11 newly boarded accounts per month
New accounts boarded~11/moKeeps you on pace for 134 accounts by month 13
Follow-ups / check-ins22–28Touches on open opportunities so nothing goes cold
Referral-partner touches2CPAs, B2B reps, and accounting firms who send you merchants
Portfolio review1Check attrition, boarding pipeline, and residual growth on your book
How It Works

How an ISO Partner earns with Rate Tracker

A · Board your merchants

  • Sign and set up merchant accounts under your Rate Tracker ISO relationship.
  • Every account you board becomes part of your residual book.
  • Lead with dual pricing and technology, not rate-cutting.

B · Earn on the volume

  • You earn a residual share of the net profit on everything your merchants process.
  • Income arrives month after month, as long as the account keeps processing.
  • A few high-volume accounts can be worth many small ones.

C · Scale the portfolio

  • Keep boarding accounts and your residual compounds automatically.
  • The bigger the book, the bigger the monthly check, with no extra cost per account.
  • Track every opportunity so you always know your next boarding target.
Support & Economics

A partner behind your portfolio

Rate Tracker gives ISO Partners the boarding tools, competitive economics, and back-office support to grow a serious residual book. You focus on merchants and volume. We handle the rails.

Bonus income engine: We also offer business funding for your merchants, powered by our Score software that helps owners understand their cash flow. Funding deals pay upfront commissions, a strong complement to your residual.

A quick, honest note

This plan uses illustrative portfolio economics of about $150 in monthly residual per boarded merchant. Your actual residual depends on each merchant's processing volume and your specific ISO schedule, so a few high-volume accounts can be worth many small ones. These figures are examples to show how the program scales, not guarantees.

Ready when you are

Become an ISO Partner

Talk with our team about the ISO relationship, your schedule, and how to board your first accounts under Rate Tracker.

Talk to our team