Residual Growth Plan

Choose your path

Four ways to partner. One plan built for each.

However you work with Rate Tracker, there's a plan that maps your goals to real, math-backed numbers. Pick the relationship that fits you and build yours in minutes.

Available now

Sales Partner

For reps & agents in the field

You're out there closing merchants and building a residual book. Turn your income goal into a weekly game plan, complete with account targets, prospecting activity, and a growth curve you can run every week.

Build my plan

Available now

ISO Partner

For independent sales organizations

You run your own shop and place merchants through Rate Tracker. See exactly what it takes to scale your portfolio to the residual you're after, with the same math your reps can trust and a plan built around your ISO economics.

Build my plan

Available now

Referral Partner

For trusted advisors & connectors

You know business owners who need better payment processing. Send them our way and earn a growing share of the net profit, from 20% up to 40% as your referrals add up. See what a thriving referral relationship could look like.

Build my plan

Available now

ISV Partner

For software & platform companies

Your software already touches the merchants. Embed payments with Rate Tracker and turn every account on your platform into recurring revenue. Explore what's possible as your integrated base grows from 50 to 500-plus accounts.

Build my plan

How it works

From a number in your head to a plan on your calendar

No spreadsheets, no guesswork. The plan does the math so you can focus on the work.

1

Tell us your goal

Share your income targets and which prospecting channels you actually use. A few quick questions, that's it.

2

Get your numbers

We translate your goal into accounts, monthly targets, and weekly prospecting activity backed by real portfolio math.

3

Run the play

You get channel-by-channel tactics, a growth curve, and a downloadable plan you can work from every week.

A peek inside

See the kind of clarity you'll get

Here's a slice of a sample plan. Build your own to unlock the full breakdown, channel tactics, and your reverse-engineer goal slider.

Accounts to hit goal

134

Funding your 13-month residual target.

New accounts / month

~11

A steady, repeatable monthly pace.

Prospects / week

18–22

Qualified conversations to start each week.

Hot list size

36

Active opportunities to keep warm.

Projected monthly residual

A realistic compounding curve as new accounts stack up over 13 months.

This is just a sample. Your plan is built entirely from your own goals and channels.

Build my plan

Want more than a plan?

Grow your residual with a team behind you

The plan is yours, no strings. If you're ready to build a real residual portfolio with the tools, support, and economics to back it, see what partnering looks like.

Become a partner Start with my plan

Good to know

Questions, answered

Is there any cost or obligation?

No. The Residual Growth Plan is yours to build and download at no cost. There's no credit card and no obligation. It's a resource for the payments community.

Do I have to be a Rate Tracker partner to use it?

No. Anyone in the payments industry can build a plan, whether you're already with us or not. If you like what you see and want to go further, partnering is one option, but it's never required.

How long does it take?

About three minutes. You answer a short set of questions about your goals and prospecting channels, and your plan generates automatically.

How do I log in?

Enter your email and we send you a secure one-tap login link. No password to remember. Open the link from your inbox and you're in.

Where do the numbers come from?

The plan uses real portfolio economics from the payments business, including typical residual per account and close rates, then scales the activity to match the goal you set.

Your residual can grow as big as you want it to.

Build the plan, then go run it.

Build my plan